BleedRate - See Where Your Money REALLY Goes 🩸

💡 Know Your Complete Tax Footprint

Most South Africans pay 40-60% of their income to government through various taxes

Beyond PAYE: VAT, fuel levies, sin taxes, municipal fees, and more add up quickly.

Enter your details below to calculate your personal tax burden

💰 Tax Calculator

Enter your financial details to see your complete tax breakdown

💼 YOUR INCOME PHASE 1: CAPTURE

Annual Salary (R)

Annual Bonus (R)

Age

Medical Aid Members

🛒 YOUR SPENDING PHASE 2: TAXATION

🛒 General Spending

Monthly Spending with VAT (R/month)

Typical household: R10,000 - R20,000/month

⛽ Fuel & Utilities

Petrol (L/month)

Government takes ~R6.33 per liter in levies

Diesel (L/month)

Government takes ~R6.20 per liter in levies

Electricity (kWh/month)

R0.035/kWh environmental levy to government

🍺 Alcohol & Tobacco

Excise duties apply to alcohol and tobacco products. Enter your monthly consumption below. Tax rates: Beer R121.41/LAA, Wine R4.96/L, Spirits R249.20/LAA, Cigarettes R18.22+30%.

Alcohol Consumption

Beer (L/month)

Calculated at 5.0% ABV average

Wine (L/month)

Calculated at 13.0% ABV average

Spirits (L/month)

Calculated at 43.0% ABV average

Tobacco Consumption

Cigarette Packs (20s/month)

Calculated at R50/pack average price

🛒 Online Shopping & Imports

🚀 International purchase? Government takes 35-40% before you even see it!

TV Licenses

R265/year each to SABC

Tyres Bought per Year

R2.30/kg levy (avg 10kg per tyre)

Imported Goods Spend (R/month)

Clothing, electronics, etc. (avg 20% import duty)

Online International Shopping (R/month)

Amazon, Shein, AliExpress, etc. (VAT + avg 20% duty)

✈️ Air Travel (annual)

Domestic Flights per Year

~R125 in taxes per flight

International Flights per Year

~R295 in taxes per departure

🏨 Accommodation & Travel

Annual Accommodation Spend (R/year)

Typical: R5,000 - R15,000/year for holidays

🚗 TRANSPORT & PROPERTY PHASE 3: EXTRACTION

Vehicle License (R/year)

Toll Fees (R/year)

Municipal Rates (R/year)

Vehicle Installment (R/month)

Vehicle Assembly

🇿🇦 Locally Assembled

VW Polo/Vivo, BMW X3, Toyota Corolla Cross/Fortuner, Mercedes C-Class

R0 duty ✔

🌎 Internationally Assembled

All other vehicles imported into South Africa

25% duty = ~20% of installment to govt

💧 MUNICIPAL SERVICES 100% TO GOVT

💡 Water, sewerage, refuse = ALL government revenue (municipalities + state water boards)

Water (R/month) Typical: R300-R800

Sewerage (R/month) Typical: R250-R600

Refuse (R/month) Typical: R200-R400

Other Municipal (R/month) Stormwater, meter rental

📈 INVESTMENTS CAPITAL GAINS

SA Dividends (R/year)

20% withheld before you see it

Capital Gains Base (R/year)

18% effective rate on gains

See your complete breakdown of taxes, levies, and government charges